Free Affidavit of Title Form

An affidavit of title is a sworn statement signed by the property owner. It verifies ownership and discloses any known problems—such as liens, unpaid taxes, or boundary disputes—that could affect the title.

Because it’s signed under oath and typically notarized, the affidavit provides added assurance to buyers and title companies.

An affidavit of title does not replace a title search or title insurance. It supplements them by confirming what the owner knows about the property.

Affidavits of title are common in real estate transactions and are often required by lenders or title companies before closing.

You may need one for:

• Buying or selling real estate
• Obtaining a mortgage or refinancing
• Issuing or updating title insurance
• Resolving boundary disputes or ownership claims

In some cases, similar affidavits are used to confirm ownership in other sales, such as vehicle transactions.

Creating an affidavit of title is straightforward when you have the right details ready. Follow these steps to complete yours.

1. Identify the Owner

List the full legal name of the property owner signing the affidavit. If there are multiple owners, include each owner’s information. You may also be asked for a current address and contact details.

2. Describe the Property

Provide the property’s legal address and description. Include information about significant improvements, additions, or renovations made during your ownership, along with approximate dates.

3. Disclose Claims, Liens, or Issues

State whether there are any existing liens, unpaid taxes, legal claims, or other matters that could affect ownership or sale. Full disclosure helps avoid delays or disputes at closing.

4. Sign and Notarize

Review the affidavit carefully, then sign it before a notary public. The notary verifies the signer’s identity and adds a notarial acknowledgment, which gives the affidavit legal effect.

Requirements can vary by state and lender. Check whether the affidavit must be filed or simply provided at closing.

Yes. An affidavit of title is legally binding because it’s a sworn statement. Providing false or incomplete information can lead to legal consequences and may delay or invalidate a real estate transaction.